briefcase

SCHEMES

Aramco Family

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Final price may vary based on the provided details and medical conditions

Bronze

Silver

Executive VIP

Executive VVIP

  • Overall annual maximum limit per member (in SR)
  • SAR 150,000
  • SAR 250,000
  • SAR 500,000
  • SAR 150,000
  • SAR 250,000
  • Hearing Aids
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Congenital Illness
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Dialysis
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Rehabilitation (physiotherapy)
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Healthline Services
  • Available
  • Available
  • Available
  • Available
  • Available
  • Neonatal cover
  • Not covered until newborn added optionally in the policy
  • Not covered until added optionally in the policy
  • Not covered until added optionally in the policy
  • Not covered until newborn added optionally in the policy
  • Not covered until added optionally in the policy
  • OP Deductible
  • 25% with no limit
  • 25% with no limit
  • 25% with no limit
  • 20% up to 100 SAR
  • NIL
  • VI Ministry Health
  • Covered
  • Covered
  • Covered
  • Covered
  • Accommodation
  • Single Room
  • Single Room
  • Suite
  • Single Room
  • Standard Suite
  • International emergency treatment
  • Not Covered
  • Not Covered
  • Not Covered
  • 100% cover on the first SR 50,000 subject to scheme limits and sub-limits. Any cost over this amount will be based on the customary prices of network hospitals according to the member’s scheme level.
  • Maternity cover with benefits
  • SAR 10,000
  • SAR 15,000
  • SAR 20,000
  • SAR 15,000
  • SAR 25,000
  • Dental coverage
  • SAR 1,000
  • SAR 1,500
  • SAR 2,000
  • SAR 2,000
  • SAR 3,000
  • Optical coverage
  • Not Covered
  • Not covered
  • Not Covered
  • SAR 600
  • SAR 1,000
  • Seniors over 64-year old annual limit
  • SAR 150,000
  • SAR 250,000
  • SAR 500,000
  • SAR 150,000
  • SAR 250,000
  • In-patient / day-case coverage
  • Covered
  • Covered
  • Covered
  • Covered
  • Covered
  • Companion charges
  • Not Covered
  • Not Covered
  • Not Covered
  • Covered up to 12 years old
  • Covered until 12 years old
  • In-patient deductible
  • 20% no Limit
  • 25% with no limit
  • 25% with no limit
  • Covered
  • NIL
  • Out-patient coverage
  • 20% no Limit
  • 25% with no limit
  • 25% with no limit
  • Covered 20% up to SR 100
  • Treatment of premature babies
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Circumcision of new-born boys and ear piercing of new-born girls
  • Not Covered
  • Not Covered
  • Not Covered
  • Covered
  • Covered
  • Pre-existing conditions and chronic disease
  • Covered, with IP/OP co-pay and Medication sub-limit
  • Covered, with IP/OP co-pay and Medication sub-limit
  • Covered, subject to IP/OP co-pay and Medication sub-limit
  • Covered
  • Covered
  • Treatment for acquired heart valves diseases
  • Not Covered
  • Not Covered
  • Covered
  • Seasonal vaccination including mother and child care as per the Ministry of Health (MOH) programme and schedule
  • Covered
  • Physiotherapy when medically needed
  • 12 Sessions for covered procedures
  • 12 Sessions for covered procedures
  • 12 Sessions when medically necessary and covered procedure
  • 12 Sessions when medically necessary for covered procedures
  • 12 Sessions when medically necessary and covered procedures
  • Cost of early screening for new-borns (National Program for Prevention of Disability)
  • Not Covered
  • Not Covered
  • Not Covered
  • Alzheimer’s Disease
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Autism
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Acute psychiatric
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Disability cases
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Treatment for damage to acquired heart valves
  • Not Covered
  • Not Covered
  • Not Covered
  • Artificial limbs
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Cost of obtaining harvesting donor organs
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Local road ambulance for emergency cases only
  • Not Covered
  • Not Covered
  • Not Covered
  • SAR 1,000
  • SAR 3,000
  • Transportation of mortal remains to home country in case of death in KSA
  • Not Covered
  • Not Covered
  • Not Covered
  • SAR 1,000
  • Not Covered
  • life threating emergency treatment out of network in KSA
  • Covered from the maximum annual benefit limit based on the network benchmarked prices
  • Covered from the maximum annual benefit limit based on the network benchmarked prices
  • Covered from the maximum annual benefit limit based on the network benchmarked prices
  • 100% cover on the first SR 50,000 subject to scheme limits and sub-limits. Any cost over this amount will be based on the customary prices of network hospitals according to the member’s scheme level
  • 100% cover on the first SR 50,000 subject to scheme limits and sub-limits. Any cost over this amount will be based on the customary prices of network hospitals according to the member’s scheme level
  • Physicians fees within the network
  • Covered
  • Covered
  • Covered
  • Covered
  • Covered
  • Emergency evacuation through international SOS assistance
  • Not Covered
  • Not Covered
  • Not Covered
  • Covered
  • Covered
  • Elective (non-emergency) treatment out of network in or out of KSA
  • Not Covered
  • Covered from the maximum annual benefit limit based on the network benchmarked prices within the Kingdom
  • Covered from the maximum annual benefit limit based on the network benchmarked prices within the Kingdom
  • inpatient pre authorization approval
  • Pre-authorization required above 1,000 SAR
  • Pre-authorization required above 1,000 SAR
  • Pre-authorization required above 1,000 SAR
  • Pre-authorization required above 1,000 SAR
  • Pre-authorization required above 1,000 SAR
  • out patient pre authorization approval
  • Pre-authorization required above 1,000 SAR
  • Pre-authorization required above 1,000 SAR
  • Pre-authorization required above 1,000 SAR
  • Pre-authorization required above 1,000 SAR
  • Pre-authorization required above 1,000 SAR
  • Advanced Imaging (MRI, CT, PET)
  • Pre-authorization Required
  • Pre-authorization Required
  • Pre-authorization Required
  • Pre-authorization Required
  • Pre-authorization Required
  • Cancer treatment
  • Local air ambulance for emergency cases only
  • Maternity complications (Caesarean deliveries, legal abortion, miscarriage, hemorrhages …)
  • SAR 10,000
  • SAR 15,000
  • SAR 20,000
  • SAR 15,000
  • SAR 25,000
  • Neonatal newborn cover
  • Not covered until newborn added optionally in the policy
  • Not covered until newborn added optionally in the policy
  • Not covered until newborn added optionally in the policy
  • Not covered until newborn added optionally in the policy
  • Not covered until added optionally in the policy
  • Mental health conditions (acute psychiatric treatment)
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Non-emergency (elective) treatment outside the Bupa network
  • Covered 100% based on the customary prices according to the member’s scheme level and network hospitals within the Kingdom
  • Covered 100% based on the customary prices according to the member’s scheme level and network hospitals within the Kingdom
  • Physiotherapy when medically necessary
  • 12 Sessions for covered procedures
  • 12 Sessions for covered procedures
  • 12 Sessions when medically necessary and covered procedure
  • 12 Sessions when medically necessary for covered procedures
  • 12 Sessions when medically necessary and to covered procedures
  • Circumcision of new born boys
  • Not Covered
  • Not Covered
  • Not Covered
  • Covered
  • Covered
  • Ear piercing of new born girls
  • Not Covered
  • Not Covered
  • Not Covered
  • Covered
  • Covered
  • transplant of organ or born marrow
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Treatment for contagious or endemic diseases
  • Not Covered
  • Not Covered
  • Not Covered
  • Vaccinations and inoculations (up till age 6)
  • Covered
  • Covered
  • Covered
  • Covered
  • Covered
  • Vaccinations and inoculations (after age 6)
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Covered
  • MOH vaccines
  • Covered
  • Covered
  • Not Covered
  • Covered
  • Covered
  • Physiotherapy
  • 12 Sessions when medically necessary for covered procedures
  • 12 Sessions when medically necessary for covered procedures
  • 12 Sessions when medically necessary and covered procedure
  • 12 Sessions when medically necessary for covered procedures
  • 12 Sessions when medically necessary and for covered procedures
  • Emergency medical treatment in the US
  • Not Covered
  • Not Covered
  • In patient day case treatment
  • Covered
  • Covered
  • Covered
  • Covered
  • Covered
  • Appropriate diagnosis and treatment in outpatient clinics including the cost of the General Physical/ Specialists, radiology, chemotherapy, laboratory exams, other diagnostic tests and medication
  • Covered
  • Covered
  • Covered
  • Covered
  • Covered
  • Out-patient Consultation
  • Covered, 25% with no limit
  • Covered, 25% with no limit
  • Covered, 25% with no limit
  • Covered
  • Covered
  • Emergency treatment outside the kingdom through International SOS Assistance
  • Not Covered
  • Not Covered
  • Not Covered
  • Covered
  • Covered
  • Emergency treatment outside of network in KSA
  • Covered 100% of the actual cost up to the annual maximum limit
  • 100% cover on the first SR 50,000 subject to scheme limits and sub-limits. Any cost over this amount will be based on the customary prices of network hospitals according to the member’s scheme level
  • Artificial milk and milk products
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • New born congenital heart anomalies screening
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • New born screening hearing test
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Obesity
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Respiratory syncytial virus (RSV) prophylaxis
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • Deductible Rate
  • 25% with no limit
  • 25% with no limit
  • 25% with no limit
  • 20% up to 100 SAR
  • NIL
  • Maximum Deductible (Hospital)
  • 25% with no limit
  • 25% with no limit
  • Maximum Deductible (MPN)
  • 25% with no limit
  • 25% with no limit
  • Maximum Deductible (Polyclinic)
  • 25% with no limit
  • 25% with no limit